Health, social security, students health, useful informations

15/11/06

Student Social Security

Joining the Student Social Security System (Régime Etudiant de Sécurité Sociale) is OBLIGATORY once you have enrolled in a higher education establishment and are aged over 15 (on 01 January 2001)
(except special cases: SNCF, EDF/GDF, Independent workers, etc).

The Régime Etudiant de Sécurité Sociale applies to all students, regardless of their nationality.

Contributions to this regime (1 100 F in 2000/2001) will be demanded by your place of study and paid to the URSSAF unless :
- You were aged under 19 on 30 September 2001 and your parents are working,
- You are a grant-holder, on presentation of your definitive grant allocation certificate,
- You are engaged in regular and continuous employment throughout the year (1 October - 30 September 2002) with hours of 120 hours per quarter or 60 hours per month.

All requests for refunding of Social Security contributions should be addressed to the URSSAF.

When you matriculate at your place of higher education, you will be asked to supply the following documents :
- your family record book or your identity card,
- your parents’ health insurance card (or that of the person who is responsible for you, or your own card if you are insured independently) or your "Vitale" certificate,
- for foreign students : a copy of your passport or your residence permit,
- your definitive grant allocation certificate if you are a grant-holder,
- your work contract if you are employed.

You will be asked to choose your Social Security Centre from one of the two student complementary insurance companies : La Mutuelle Des Etudiants (LMDE) or SMERRA la mutuelle étudiante.

Universal health insurance (CMU)

The CMU was implemented as a result of the Law of 27/07/99. Its aim is to grant 100 % coverage of health expenses for people with extremely low incomes (less than 43 200 F per annum).

As the student regime is obligatory, no student can claim the basic CMU ("Régime Général"), regardless of their income, except students aged over 28 and who are no longer eligible for health insurance.

Students can, however, benefit from the complementary CMU (complementary cover) in the following cases :
- students aged under 25, still covered by their parents’ tax declaration or who make an independent declaration and who are eligible for a deductible allowance on the condition that they are a member of a family eligible for the CMU,
- students aged under 25, who are not covered by their parents’ tax declaration, who are not eligible for a deductible allowance, who do not live with their parents and whose income does not exceed 3 600 F per month,
- students aged over 25 whose income does not exceed 3 600 F per month.

To benefit from the CMU, students should obtain a dossier from a social service or La Mutuelle Des Etudiants (LMDE) or SMERRA la mutuelle étudiante. The dossier will then be transferred to the CPAM (Caisse Primaire d’Assurance Maladie), which examines all requests. The CPAM will give the student the result of its decision within 2 months of reception.

NOTE : if you are a student and you are eligible for the CMU, choose either La Mutuelle Des Etudiants (LMDE) or the SMERRA la mutuelle étudiante for your complementary CMU so that one organism is responsible for all your health files.

Complementary insurance

It is highly recommended that students take out a complementary insurance policy ("mutuelle") in order to be able to take advantage of the services that are in addition to those provided by the social security system (for example, 100 % refunds for health expenses). It is also recommended that students take out a student life insurance policy (civil responsibility, individual accident, work placement cover, and so on).

If you choose to have your Social Security and Mutuelle with either La Mutuelle Des Etudiants (LMDE) or the SMERRA la mutuelle étudiante, this will make your refunds much simpler (all will be taken care of in the same place), 100 % "Tiers-Payant" in hospitals, health centres, chemists and at the doctor’s by means of your SESAM VITALE card. This means that the Mutuelle will pay the health service professional directly.

La Mutuelle des Etudiants (LMDE)
Phone Campus : 0 810 600 601 (tariff at local rate)
Web site

- La Doua office
Bâtiment Double Mixte
43 boulevard du 11 novembre 1918 - 69100 Villeurbanne
(Université Claude Bernard Lyon I, near the INSA)
Open Monday to Friday from 9.30 to 17.30

- Les Quais office
19 rue de Marseille - 69007 Lyon
(near the river, Lyon II and Lyon III)
Open Monday to Friday from 9.30 to 17.30

For all correspondence :
La Mutuelle des Etudiants
19 rue de Marseille
69007 LYON

University information centres :
- Université Lumière Lyon II, Bron Parilly campus
- EM Lyon : Ecully
- Ecole Centrale : Ecully
- Ecole Vétérinaire : Marcy l’Etoile

SMERRA la mutuelle étudiante
43 rue Jaboulay - 69349 Lyon Cedex 07
Tel : 04.72.76.70.70
Web site

Information centres :
- Main reception
38 rue Chevreul - 69007 Lyon
(subway line B Jean Macé, near Lyon II and Lyon III)
Open Monday to Friday from 9.00 am to 5.00 pm

- Manufacture des Tabacs
5 cours Albert Thomas - 69003 Lyon
Open Monday to Friday 8.30 am to 4.30 pm

- Near La Doua - INSA
128 A boulevard du 11 novembre 1918 - 69100 Villeurbanne
Open Monday to Friday from 8.30 am to 5.30 pm

University information centres :
- Université Lumière Lyon II, Campus de Bron
- EM Lyon : Ecully
- Ecole Centrale Lyon : Ecully
- Ecole Vétérinaire : Marcy l’Etoile
- Faculté Catholique (BDE Fédé Catho) : Lyon 2nd


	15/11/06 To live>Health >Social security University health and prevention (MPU) Usefull addresses Usefull phone numbers Student Social Security Joining the Student Social Security System (Régime Etudiant de Sécurité Sociale) is OBLIGATORY once you have enrolled in a higher education establishment and are aged over 15 (on 01 January 2001) (except special cases: SNCF, EDF/GDF, Independent workers, etc). The Régime Etudiant de Sécurité Sociale applies to all students, regardless of their nationality. Contributions to this regime (1 100 F in 2000/2001) will be demanded by your place of study and paid to the URSSAF unless : - You were aged under 19 on 30 September 2001 and your parents are working, - You are a grant-holder, on presentation of your definitive grant allocation certificate, - You are engaged in regular and continuous employment throughout the year (1 October - 30 September 2002) with hours of 120 hours per quarter or 60 hours per month. All requests for refunding of Social Security contributions should be addressed to the URSSAF. When you matriculate at your place of higher education, you will be asked to supply the following documents : - your family record book or your identity card, - your parents’ health insurance card (or that of the person who is responsible for you, or your own card if you are insured independently) or your "Vitale" certificate, - for foreign students : a copy of your passport or your residence permit, - your definitive grant allocation certificate if you are a grant-holder, - your work contract if you are employed. You will be asked to choose your Social Security Centre from one of the two student complementary insurance companies : La Mutuelle Des Etudiants (LMDE) or SMERRA la mutuelle étudiante. Universal health insurance (CMU) The CMU was implemented as a result of the Law of 27/07/99. Its aim is to grant 100 % coverage of health expenses for people with extremely low incomes (less than 43 200 F per annum). As the student regime is obligatory, no student can claim the basic CMU ("Régime Général"), regardless of their income, except students aged over 28 and who are no longer eligible for health insurance. Students can, however, benefit from the complementary CMU (complementary cover) in the following cases : - students aged under 25, still covered by their parents’ tax declaration or who make an independent declaration and who are eligible for a deductible allowance on the condition that they are a member of a family eligible for the CMU, - students aged under 25, who are not covered by their parents’ tax declaration, who are not eligible for a deductible allowance, who do not live with their parents and whose income does not exceed 3 600 F per month, - students aged over 25 whose income does not exceed 3 600 F per month. To benefit from the CMU, students should obtain a dossier from a social service or La Mutuelle Des Etudiants (LMDE) or SMERRA la mutuelle étudiante. The dossier will then be transferred to the CPAM (Caisse Primaire d’Assurance Maladie), which examines all requests. The CPAM will give the student the result of its decision within 2 months of reception. NOTE : if you are a student and you are eligible for the CMU, choose either La Mutuelle Des Etudiants (LMDE) or the SMERRA la mutuelle étudiante for your complementary CMU so that one organism is responsible for all your health files. Complementary insurance It is highly recommended that students take out a complementary insurance policy ("mutuelle") in order to be able to take advantage of the services that are in addition to those provided by the social security system (for example, 100 % refunds for health expenses). It is also recommended that students take out a student life insurance policy (civil responsibility, individual accident, work placement cover, and so on). If you choose to have your Social Security and Mutuelle with either La Mutuelle Des Etudiants (LMDE) or the SMERRA la mutuelle étudiante, this will make your refunds much simpler (all will be taken care of in the same place), 100 % "Tiers-Payant" in hospitals, health centres, chemists and at the doctor’s by means of your SESAM VITALE card. This means that the Mutuelle will pay the health service professional directly. La Mutuelle des Etudiants (LMDE) Phone Campus : 0 810 600 601 (tariff at local rate) Web site - La Doua office Bâtiment Double Mixte 43 boulevard du 11 novembre 1918 - 69100 Villeurbanne (Université Claude Bernard Lyon I, near the INSA) Open Monday to Friday from 9.30 to 17.30 - Les Quais office 19 rue de Marseille - 69007 Lyon (near the river, Lyon II and Lyon III) Open Monday to Friday from 9.30 to 17.30 For all correspondence : La Mutuelle des Etudiants 19 rue de Marseille 69007 LYON University information centres : - Université Lumière Lyon II, Bron Parilly campus - EM Lyon : Ecully - Ecole Centrale : Ecully - Ecole Vétérinaire : Marcy l’Etoile SMERRA la mutuelle étudiante 43 rue Jaboulay - 69349 Lyon Cedex 07 Tel : 04.72.76.70.70 Web site Information centres : - Main reception 38 rue Chevreul - 69007 Lyon (subway line B Jean Macé, near Lyon II and Lyon III) Open Monday to Friday from 9.00 am to 5.00 pm - Manufacture des Tabacs 5 cours Albert Thomas - 69003 Lyon Open Monday to Friday 8.30 am to 4.30 pm - Near La Doua - INSA 128 A boulevard du 11 novembre 1918 - 69100 Villeurbanne Open Monday to Friday from 8.30 am to 5.30 pm University information centres : - Université Lumière Lyon II, Campus de Bron - EM Lyon : Ecully - Ecole Centrale Lyon : Ecully - Ecole Vétérinaire : Marcy l’Etoile - Faculté Catholique (BDE Fédé Catho) : Lyon 2nd